Fraud in health plans has become a growing concern in the sector, with practices such as reimbursements without disbursement and the “Pix back-to-back” representing significant threats to the sustainability of plans and the quality of services offered to policyholders. According to the National Federation of Supplementary Health (FenaSaude), the annual cost of these frauds can exceed R$ 28 billion, directly harming clinics and offices that operate honestly.
To combat these problems, Tepmed has developed innovative technology that enables the financing of medical procedures, ensuring that patients can access the necessary treatments without compromising their savings. “We are offering people the possibility to finance surgeries, exams and medical care, ensuring that no one needs to postpone or cancel essential treatments due to financial limitations.Health should be a priority and accessible to everyone, as well as the purchase of a car or a”, says Fabio Hagime, CEO and founder of Tepmed.
In addition to making life easier for patients, the Tepmed platform is a reliable and efficient solution for financial management in healthcare. It offers advance receivables, stable cash flow assurance, transparent banking in all processes and strict compliance and security structures, ensuring compliance with current regulations and fraud protection.
Tepmed's goal is to transform financial management in the industry, streamlining processes and ensuring the transparency and security needed for clinics and hospitals to focus on what really matters: the health of their patients. “We understand the processes, risks and challenges faced by the industry, such as late payments, the complexity of collections and the lack of predictability in revenue. Therefore, our mission is to ensure that hospitals and clinics have all the resources necessary to maintain their operations and provide quality service”, explains Hagime.
For more than a year in the market, Tepmed, which is also part of the startup ecosystem of Cubo Itau, is responsible for anticipating medical service receivables with deadlines and rates aligned with the needs of institutions, offering an effective solution to address delays in health plan transfers.
For more information, please visit: www.tepmed.co.uk


