With R$ 6.2 billion moved quarterly, startup leads digital transformation in the financial sector with AI

With more than R$6.2 billion moved quarterly and 2.5 million accounts opened, QESH demonstrates in practice how technology is transforming the financial sector. Enterprises of all sizes can operate as full banks, customizing their services and offering unique experiences to their customers. Tools such as real-time credit analysis, plug and play integration and blockchain-based security.

This reality reflects a moment of change in the financial sector, marked by increasing expectations regarding technological advances. The need to offer faster, intuitive and personalized experiences forces institutions to rethink models of operation and relationship with their users. At the same time, the challenge of maintaining operational efficiency while meeting strict regulatory requirements becomes even more complex, especially for organizations that still use legacy systems. 

In this scenario, solutions such as migration to the cloud and artificial intelligence (AI) emerge as strategic pillars.Globant consultancy projects that the global banking sector will invest US$ 315 billion in AI by 2033, a fact that demonstrates the centrality of these technologies for the future of the sector.

More than a technological tool, the cloud is established as the backbone to integrate large volumes of data and scale operations with agility. In the case of granting credit, for example, real-time analysis of customer behavior is essential. The integration between large-scale storage capacity and the analytical power of AI allows you to create more accurate, personalized solutions aligned with consumer expectations, as well as strengthening assertiveness in financial decisions.

“A QESH positions itself as a strategic partner for financial institutions looking to migrate to the cloud and make the most of modern technologies. Our platform offers a 100% digital core banking system and flexible APIs for simplified integration, facilitating the implementation of cutting-edge solutions such as behavioral analysis, anti-fraud monitoring and the issuance of”, says Cristiano Maschio, payment specialist and CEO of fintech QESH.

Maschio also highlights the challenges of this transition: “Institutions that were not born digital often face barriers such as process adaptation, regulatory compliance and integration of legacy data”. Despite this, he reinforces that the adoption of technologies such as AI and cloud is indispensable for institutions that want to remain competitive and relevant in an ever-evolving market.