From June 16, 2025, the Pix Automatic will be available to millions of Brazilians and promises to further simplify the way of paying bills and services. With it, you authorize once and periodic charges are paid automatically, without having to repeat the process with each new expiration.But do you know how it will work in practice?.
How does Pix Automatic work?
Imagine that you have the electricity bill, the condo payment or that digital newspaper subscription that you follow every month.With Pix Automatic, these companies will be able to offer this form of payment, which only needs to be authorized once by you.
After that, the bank schedules the payment according to the rules you defined 5 as maximum value or use of credit line & warns you before each debit. On the day of payment, everything happens automatically, on the right date, without you having to move more on the mobile. In 2022, Brazil occupied the second position in the world ranking of instant payments, second only to India, with 29.2 billion transactions made 15% of the global total, according to data from the Central Bank of Brazil.
“O Brazil is already internationally recognized for its leadership in instant payment systems. Now, with the launch of Pix Automatic, it consolidates its leading position by allowing recurring payments to be made automatically and securely, directly from the consumer's bank account, without the need for intermediaries such as credit cards or bank slips” Jose Barletta technical director of Ingenic, a global leader in payment acceptance solutions.
What benefits for you?
· Practicality and convenience: no forgetting the payment or wasting time authorizing all collection.
· More control: you can track, check and even cancel payments directly through your bank's app.
· Inclusion and economy: pix Automatic is simple, cheap and affordable for people, businesses and governments.
· Guaranteed safety: the Central Bank maintains strict controls to protect its transactions.
For businesses, what are the advantages?
In addition to making it easier for customers to pay, the Automatic Pix helps reduce delinquency, as charges are made automatically and the customer base has grown: more than 160 million Pix users.
Is it safe to use Auto Pix?
Yes! The Automatic Pix has enhanced security, and the Central Bank constantly monitors operations to protect users.If any problems occur, you can resort to the Special Return Mechanism (MED), which allows you to request the return of money in two main situations:
· Coup or fraud: to request the return, it is necessary that there is a balance in the recipient's account, and the receiving bank must agree that there was a crime.
· Paying bank error: situations like Automatic Pix without authorization, which does not follow the rules set or whose authorization has been canceled.
Global impact
The implementation of Pix Automatic puts Brazil at the forefront of innovations in digital payments, serving as a model for other countries seeking efficient and inclusive solutions for recurring payments.
Therefore, by stating that Brazil is a pioneer in the implementation of automated recurring payments through the Automatic Pix, you are highlighting a reality backed by international data and recognition.
