Transforming judicial credits into real liquidity, safely, quickly, and affordably, is more than just a business: it’s a social issue. This is Preks’ mission, which in partnership with Equity Group is revolutionizing the Brazilian court-ordered payments market through a model based on technology, financial inclusion, and total process streamlining. With 100% online process, blockchain registration, and an average ticket of R$109,000, the operation has already moved R$100 million and aims for R$150 million in court-ordered payments acquired by year-end. ‘What was once an asset restricted to large funds and complex legal processes can now be traded by any citizen with just a few clicks—and best of all: no notary, no digital certificate, and with full legal security,’ says João Carlos Garcia, former vice president of Caixa Econômica Federal and CEO of Preks.
A platform by Preks combines three main technologies: integrated digital accounts, transaction registration on Ethereum’s blockchain Ethereum (the first structure of its kind accelerated by the Central Bank via the LIFT program in 2020), and an escrow payment system that protects both buyers and sellers. The process is simple: the seller registers, enters the court-ordered payment details, receives an offer, and if accepted, the money is deposited into their digital account even before the contract is signed. Once the assignment is validated by the court, the amount is unlocked and transferred to their bank account. Everything happens online, with full traceability and no risk of double assignment—one of this market’s biggest fears.
This model eliminates the need for a notary, speeds up debt transfer (like buying a car but without bureaucracy), and expands access to a historically restricted market. Millions of Brazilians who would never have access to this type of transaction now do. All with specialized legal support and the structure of a validated fund. ‘What most attracted us to this model was the proposal for inclusion. We’re talking about people who often wait years for money that is rightfully theirs. With Preks, they can access these funds in a dignified, secure, and hassle-free way,’ says João Kepler, CEO of Equity Group. ‘Investing in this means investing in social justice based on real technology and measurable impact,’ he adds.
Today, Preks sources court-ordered payments through three main channels: its own online platform, which receives daily registrations; a dedicated institutional partnership front that monitors quotes and the negotiation pipeline; and soon, a new vertical with partner law firms, expanding reach to those involved in class actions or awaiting judicial payments.
Advancing court-ordered payments through the platform is cheaper and less bureaucratic than taking out a bank loan. It’s a legitimate solution, legally sound and impact-driven: ‘Our role as investors is to accelerate solutions that improve people’s lives and correct historical distortions. Selling court-ordered payments can no longer be a privilege for the few—it must be a viable alternative for many,’ concludes João Kepler.
