Stablecoins are taking on a strategic role in foreign exchange and B2B payment operations across Latin America, with Brazil at the forefront of this movement. With the growing adoption of assets like USDT, companies can make international payments faster, more securely, and at reduced costs, especially in transactions with markets facing high volatility and exchange restrictions, such as Argentina.
Reports from Chainalysis and Circle indicate that the use of stablecoins in B2B transactions and remittances is expected to grow significantly in 2025, solidifying these assets as payment infrastructure in the global market. In foreign trade between Brazil and Argentina, inflation exceeding 200% and strict exchange controls are increasing companies’ interest in stablecoins to avoid bureaucracy and ensure cash flow predictability.
The recent escalation of trade tensions with the United States, driven by the “tariff hike” announced by President Donald Trump on imported products, including Brazilian commodities, has raised concerns among exporters and importers about the risk of exchange rate volatility and increased costs in international operations. With the possibility of new taxes and trade sanctions, Brazilian companies are seeking alternatives to protect margins and maintain competitiveness amid a scenario of uncertainty.
“With rising global tensions, stablecoins emerge as an essential tool for companies looking to avoid additional costs and maintain cash flow predictability, even amid dollar fluctuations,” explains Rocelo Lopes, CEO of SmartPay, a Santa Catarina-based company specializing in blockchain-based digital financial solutions.
SmartPay has observed a significant increase in demand from companies for foreign exchange and international payment solutions via stablecoins through its API Swapx and the wallet Truther, both integrated with Pix and the Brazilian banking system. “This technology allows companies to maintain full control of their funds, perform instant conversions between reais and stablecoins, and make international payments without bureaucracy, ensuring traceability and security,” highlights Rocelo.
With the advancement of Drex and the evolution of the Central Bank’s guidelines regarding virtual assets, Brazil is positioning itself to lead the integration between crypto assets and the traditional financial system. For companies, this represents the opportunity to compete globally with greater efficiency and resilience in scenarios of geopolitical instability, transforming foreign trade operations.
“The future of foreign exchange and international payments will be driven by efficiency and reduced operational costs, with stablecoins at the center of this transformation,” concludes Rocelo Lopes.
