O PagBank has developed a new way for retirees and pensioners of INSS to contract payroll loans through the PagBank app. The functionality unifies different operations such as new margin, refinancing, and portability in a single digital journey, simplifying the process and speeding up the contracting.
The new feature is aimed at retirees, pensioners, and INSS beneficiaries, who can now simulate, adjust conditions, and contract credit directly through the app, quickly and easily – see the step-by-step process below. The customer can also track all stages directly in the app, and after approval, depending on the operation, the amount will be released into the PagBank account within 1 to 7 business days.
“We are pioneers in the market in offering this functionality, where we unify different modalities of INSS payroll loans into a simple and intuitive journey. This not only makes service more agile and efficient but also expands business opportunities and strengthens the relationship with our customers, offering a complete solution directly in the PagBank app,” comments Claudio Limão, Director of Cards and Loans at PagBank.
“Being a type of loan where installments are deducted directly from the pensioner’s or retiree’s benefit and with low-interest rates, it is a highly attractive option for retirees, pensioners, and INSS beneficiaries who need extra funds at the beginning of the year when expenses are usually higher,” concludes the executive.
Step-by-step to contract INSS payroll loan in the PagBank app
- Access the PagBank app with login and password;
- On the main tab, click on ‘Payroll and FGTS’;
- Choose the ‘INSS Payroll’ option and wait for the offers to be checked;
- Check the simulation and, if you agree, click on ‘Contract.’ If necessary, adjust the conditions, click ‘Update,’ and then ‘Contract;’
- Read the service terms, confirm the proposal, and send it for analysis.
One of the largest digital banks in the country by number of customers, PagBank offers tools for in-person and online sales, a complete digital account for individuals and businesses, as well as features that contribute to financial management, such as Payroll Services. At PagBank, the credit card has a guaranteed limit, and investments become credit for the card itself, boosting customer earnings*, in addition to generating up to 3% cashback on the bill, one of the highest in the market. At PagBank, those who have active and inactive FGTS balances can request an advance directly through the PagBank app. To learn more about PagBank products,click here.
For more details on how to request an INSS payroll loan,click here.
