Brazil is home to countless entrepreneurs with promising ideas and innovative solutions. However, many of these projects, with the potential to transform entire sectors, end up falling by the wayside; without the necessary investment, they miss the chance to achieve their true impact, which can affect market and economic growth.
With the goal of simplifying access to resources for real projects, Finme was born, founded in 2023 by Felipe Vergasta. It offers an accessible and sustainable alternative, funding projects through the model of crowdfunding, or collective investment, while creating high-potential profit opportunities. The company has positioned itself in the market as a modern and efficient solution to connect investors and businesses in an agile, strategic, and secure manner.
“During my experiences in the financial market, I always noticed that many operations and projects were rejected because they didn’t meet all the requirements for funding. This really caught my attention because these were good projects with great innovation potential for various sectors that would certainly attract investors. Something was missing to connect these two sides. Finme was born when I noticed this pain, and the idea emerged to work with companies that had been rejected by the market,” Vergasta explains.
The crowdfunding investment model is regulated and overseen by the Brazilian Securities and Exchange Commission (CVM). The model resembles social crowdfunding, the famous online “fundraisers,” with the added distinction of offering financial returns. In it, people collectively invest in a project, and in return, receive contracts or securities that grant credit rights or participation in the invested business.
Finme coordinates public offerings (for the general market) and private offerings (only for selected investors) to fund projects with real assets, offering lower operational costs compared to traditional assets while providing potentially higher returns. One of the company’s first projects, focused on agribusiness, exemplifies the potential of crowdfunding: it raised R$640,000 in a private offering, demonstrating how the model can leverage strategic sectors with real assets.
“Our first private offering was a true test, and its success proved the demand for what we do. Since it was a private model, the offering could only be directed to clients with whom we already had a relationship. Even so, we managed to gather a group of investors who endorsed the business model and are now reaping monthly dividends,” Vergasta adds.
With a focus on strategic sectors such as real estate, agribusiness, and renewable energy, Finme has become a market reference. For entrepreneurs seeking funding, the company conducts an in-depth financial analysis and creates customized marketing and crowdfundingstrategies, ensuring an effective approach to obtaining the necessary credit.
“Entrepreneurs looking for funding for their projects usually approach banks for credit. Often, they don’t even know they can explore other paths, like crowdfunding, and end up opting for more expensive options. The idea is to show both those seeking investment and those wanting to participate in new businesses that there are profitable and secure alternatives,” he concludes.
