With the growing demand for credit alternatives outside the traditional banking system, corporate FIDCs – or proprietary FIDCs, as they are known in the market – have gained prominence as an effective instrument to finance production chains, anticipate receivables, and unlock working capital. However, despite the increasing appetite of companies for this type of solution, the capital market still faces a bottleneck: the difficulty of connecting directly with these companies in a structured, scalable, and secure way.
To fill this gap, Vertrau, an infratech specialized in the FIDCs market, is launching vehub – a platform that allows companies to directly structure the operation of private credit funds. It is an innovative and pioneering solution that will enable companies to structure proprietary FIDCs in an agile, secure, and 100% digital way, turning their own assets – such as duplicatas, credit card receivables, and contracts – into capital market fundraising instruments.
“Vehub is born with the purpose of democratizing companies’ access to the financial market, helping them structure their own funds and finance their operations with governance, compliance, and technology,” says Bruno Warmling, partner and CTO of Vertrau.
The platform brings together a complete list of functionalities, from operation diagnosis to fund structure, including feasibility analysis, integration of operational data, and connection with market agents – such as fiduciary administrators, managers, custodians, and registrars.
“The model allows real economy companies to become protagonists in managing their resources, with autonomy and efficiency, fostering a new cycle of growth sustained by the private credit logic,” says Warmling, emphasizing that corporate FIDCs have ceased to be an exclusive structure of large groups or multinationals. “Today, with technology support, medium-sized and growing companies can benefit from this model to finance their value chain.”
With the launch of vehub, Vertrau reinforces its position as the main provider of solutions that will connect the real economy to the capital market, making the world of FIDCs more accessible, transparent, and digital.