A AQPago Corp, financial solutions division of the AQBank holding, is in full strategic expansion, with a forecasted 1000% growth in its transactional financial volume by 2025. The fintech, specialized in payment methods, restructures and expands its product and service portfolio with the aim of simplifying the transformation journey of companies from various sectors into fintechs. By transitioning from a B2C to B2B model, AQPago aims to consolidate itself as a strategic partner for companies with high transaction volumes.
The AQBank holding, known for offering low-cost financial solutions to individuals and businesses, expands its operations with AQPago Corp, now focused on Payments White Label and AQBank operating with Banking as a Service (BaaS). With this move, the company aims to facilitate the digital transformation of companies, enabling them to offer financial services to their customers with less bureaucracy and operational costs.
According to Denis Deli Alves, Vice President of Marketing and Sales at AQPago, the company positions itself as a strategic partner, offering 100% customizable and highly scalable solutions. “Our main differential is agility and the ability to customize our solutions, allowing our partners to reduce investments in infrastructure and operate efficiently and swiftly,” explains Denis, who joined AQPago to restructure the Marketing, Sales, and Customer Service departments and expand its presence in the B2B market.
The switch to the B2B model represents a significant transformation for AQPago and its partners. By focusing on companies with large transaction volumes, the fintech offers more robust and customizable solutions, tailored to the needs of each client, without requiring large investments in infrastructure. Companies can operate with greater flexibility, quickly integrating digital financial solutions that meet a constantly evolving market.
The arrival of Robson Marques as Vice President of Business and Compliance and Elizabeth Pereira as Director of Products and Business Channels reinforces AQPago’s growth strategy. Robson Marques, former Zoop and Cielo executive, brings his vast experience in compliance and risk management, essential areas for expansion in a market that demands maximum security in products and financial transactions. His experience will be crucial in ensuring that AQPago meets a growing demand for secure and scalable transactions in a highly complex regulatory environment. “AQPago’s Banking platform offers the security, high availability, and flexibility needed for companies to transform into fintechs, reducing operational and technological costs,” says Robson.
Elizabeth Pereira, with experience at Cielo and Monetizze, will be responsible for expanding the B2B and White Label Payments solutions. Her focus will be to enable companies from different sectors to quickly integrate digital financial solutions without the need for significant infrastructure investments. “Our goal is to operate in all stages of the customer journey, especially for marketplaces and companies looking to modernize their financial operations with a unified platform,” highlights Elizabeth.
Currently, AQPago processes R$160 million per year solely with POS operations, but the company’s goal is to reach R$1.6 billion in transactions by the end of 2025, projecting a 1000% growth in this period. To achieve this goal, AQPago is focusing on expanding its B2B customer base, especially targeting companies with high transaction volumes. This growth is tied to the digital transformation of companies, allowing them to operate under their own brands and offer complete financial solutions simply, efficiently, and at lower costs.
AQPago’s expansion strategy is even more robust with integration into the AQBank ecosystem, which already includes established brands like the multi-benefit card AQBank +Benefits, the telemedicine platform AQMed, the toll tag AQPasso, and the digital accounting AQContábil. This package of solutions strengthens AQPago, offering its partners a complete portfolio of products and services to transform their business into a fintech.
The company also reinforced its investments in technology and security, aiming to ensure regulatory compliance and customer data protection. AQPago is investing in cutting-edge technology to prevent fraud and meet high transaction volumes, especially focusing on the high scalability of its financial platform.
“AQPago establishes itself as a digital transformation partner for companies, leading the modernization of financial operations and creating simpler and more efficient solutions for large businesses in Brazil“, Denis Delis Alves concludes.