Treeal starts operating with direct Pix and connects to the Central Bank without intermediaries

A TreeaL – Fintech specialized in means of payment solutions – has just taken another step in its technological evolution. Authorized by the Central Bank to act as a Payment Institution (IP) and Payment Transaction Initiator (ITP), the company starts to operate with a direct PIX, a model in which it connects directly to the Central Bank's Instant Payments System (SPI), without the need for an intermediate bank to settle the operations.

The novelty is part of the strategy of Treeal to strengthen your digital ecosystem and optimize the payment experience for businesses and consumers. Direct connection brings gains of agility, predictability and cost reduction, in addition to real-time settlement.

According to the CEO, João Santos, only 59 regulated payment institutions in the country are authorized to operate in this format. “Pix Direct requires its own infrastructure, regulatory liquidity and approval from the Central Bank. Most still depend on liquidating banks to process the transactions”, he explains.

With more than R$ 12 billion processed and about 200 million pix per month, the Treeal It expands its autonomy to innovate and improve its services. The new model opens the way for features such as installment PIX, scheduled PIX and custom instant settlement solutions.

“Our purpose is to democratize access to payment technologies, with security, speed and transparency”, highlights Santos.

Since its launch in 2020, PIX has become the country's main means of payment, used by 93% of Brazilians and responsible for 47% of financial transactions, according to Google data.

“Being connected directly to the SPI is operating at the heart of the national financial system, with the same infrastructure as traditional banks. This elevates Treeal to a new technological and operational level, ready to scale volume and create products with more speed and security”, concludes the executive.

The new model is now available for the entire customer base.